Smart Dashboard
Real-time balance, Safe to Spend metric, and payday countdown.
AI Receipt Scanner
Snap a receipt — AI extracts merchant, amount, date, and category.
Family Splitting
Share expenses, settle debts, and manage household finances together.
Debt Freedom
Snowball or avalanche strategies with a month-by-month payoff timeline.
Goals & Vaults
Set targets, lock savings, and track progress with circular progress rings.
Self-Hosted
Your data stays on your infrastructure. No third-party cloud. Ever.
From idea to platform
Every great product starts with a personal itch. Here's how Pocket Root evolved from a weekend project into a full-blown financial platform.
The Idea
Started building a personal finance tracker to replace messy spreadsheets. Built the core: authentication, wallets, and transaction logging.
Getting Smart
Added intelligence to the platform. AI receipt scanning, CSV bank imports, and automated subscription tracking.
Planning & Goals
Built the financial planning engine. Debt payoff strategies, savings vaults, and an affordability calculator that tells you when you can buy what you want.
Family Hub & Visual Overhaul
Transformed Pocket Root into a collaborative household platform. Added family expense splitting, settle-up ledger, dependents tracking, and a complete visual redesign.
AI Financial Advisor
Chat with your finances. Ask "Can I afford a PS5?" and get a mathematically precise answer based on your actual data.
Mobile App Launch
Pocket Root goes native. A full iOS & Android app with push notifications, offline mode, and biometric authentication.
Open Platform
Bank API integrations, real-time stock portfolio tracking, and community plugins. Your entire financial life, unified.
Ready to take control?
Join Pocket Root for free. No subscriptions, no hidden fees, no data selling. Just you and your money.
Get started — it's free